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What is Simplify Money?
Simplify Money is an AI-powered personal finance and tax filing app designed specifically for young earners in India. Built by Turvas Technology Solutions Private Limited, it addresses the common problem of managing finances across multiple accounts, investments, and tax obligations in a fragmented landscape. The app offers a unified dashboard to track spending, savings, investments, and idle cash, while providing personalized AI advisory through Kuber.AI. Core capabilities include conversational tax filing (ITR), goal-based investing, digital gold purchases, insurance buying, and step-by-step financial planning. It leverages AI to deliver actionable insights and next steps rather than just charts. The app is ideal for first-time earners, salaried professionals, and anyone seeking a simplified, all-in-one financial companion. It integrates with bank accounts, UPI, cards, and investment platforms, and supports 22 languages. Simplify Money is currently in a Founding 100 early access phase with a freemium model and zero commission on products.
AI Tool Review Summary
Performance Score
4.5/5
Content/Output Quality
High, consistent, and on-brand
Interface
Clean and minimal
AI Technology
LLMNLPSpeech Recognition
Purpose of Tool
To simplify personal finance management and tax filing for Indian users through AI-driven guidance.
Compatibility
Available on iOS and Android; integrates with bank accounts, UPI, cards, and investment platforms.
Pricing
Freemium with paid tiers (Founding 100 early access with up to 50% off)
Features
Features with the highest value for users are highlighted here.
AI financial advisor Kuber.AI in 22 languages
Unified view of all accounts, cards, loans, investments
Conversational ITR filing (launching 2026)
Goal-based investing with personalized plans
Digital gold buy/gift via voice commands
Zero commission insurance and investment products
Financial health score and idle cash detection
Gamified learning experience
Who Is It For?
Young earners in India
Salaried professionals
Freelancers and gig workers
Students
Small business owners
Non-native English speakers
Tech-savvy millennials
First-time investors
Tax filers
Digital gold buyers
Pricing
Free
$0/free
- Expense tracking
- Financial health score
- Basic insights
Popular
Founding 100
TBD (up to 50% off)/one-time
- Early access to 2.0
- AI advisory
- ITR filing
- Goal-based investing
- Lifetime discount
Join the Command Staff.
Weekly intelligence on AI strategy, operations, and market shifts. No noise. No narrative. Direct to your inbox.
Pros & Cons
Pros
- All-in-one platform for tracking, investing, and tax filing.
- Personalized AI guidance with clear next steps, not just charts.
Cons
- ITR filing feature is not yet available (launching 2026).
- SEBI registration is still in progress, so investment advisory may be limited.
FAQs
Just Launched
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Quick Simplify Money Comparision
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| Tool | Rating | Visits / mo | Global rank | Category rank | Engagement | Bounce | Top market | Starts at | Free tier | Integrations | Action |
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