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What is Digitap?
Digitap is an AI-powered end-to-end API platform designed specifically for banking, fintech, and BFSI institutions. Founded by Nageen Kommu, the platform solves the problem of manual, slow, and error-prone customer onboarding and risk assessment by leveraging artificial intelligence and machine learning. Its core capabilities include digital KYC with OCR and video verification, alternate data-based credit scoring using bank statements, device data, e-commerce data, social media data, and telecom data, as well as a certified TSP module for Account Aggregator integration. Additionally, Digitap offers an Expense Manager SDK that provides personalized insights for cross-selling. The platform is built for financial institutions, lenders, and fintech companies that need to scale their customer acquisition, reduce fraud, and improve underwriting accuracy. With over 500 clients, 3x revenue growth, and 99% customer satisfaction, Digitap is trusted by major players like BharatPe, MoneyWide, and Faircent. It is ideal for workflows requiring fast, compliant, and cost-efficient digital onboarding and risk management.
AI Tool Review Summary
4.5/5
High, consistent, and reliable
Clean and API-focused
To provide AI-powered APIs for digital onboarding, risk assessment, and expense management in financial services.
API-based integration with any platform; certified for Account Aggregator ecosystem.
Custom pricing based on usage and volume
Features
Features with the highest value for users are highlighted here.
Automated risk management scorecards
Digital KYC and video KYC
Alternate data credit assessment
Account Aggregator TSP integration
Expense manager SDK
API-based plug-in solution
Scalable from thousands to millions of customers
Who Is It For?
Fintech startups
Banks
NBFCs
Lending platforms
Insurance companies
Payment gateways
Wealth management firms
Enterprise financial groups
Regulatory compliance teams
Tech-savvy product managers
Pricing
Starter
Basic KYC APIs Email support
Growth
Full onboarding suite Alternate data scoring Priority support
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Pros & Cons
Pros
Comprehensive end-to-end API platform for fintech needs. High customer satisfaction and proven scalability.
Cons
Limited to BFSI and fintech sectors. May require integration effort for legacy systems.
FAQs
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