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Mint

(4.7)

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Platform:

Web

Best for:

Keep Track of Your Expenses and Net Worth

Free Trial:

Not Available

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AIChief Verdict
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AIChief Rating

(4.7)

Visit Mint

Managing personal finances can be difficult because you never know how to track the expenses. This is why we tried and tested Mint at AIChief. We were able to keep track of our financial image through proper budgeting. Our team was able to automatically import the transactions as we didn’t have to consolidate any information manually. So, it’s quite reliable for budgeting!

Features

(4.6)

Accessibility

(4.7)

Compatibility

(4.6)

User Friendliness

(4.7)

Updated October 21, 2025

Mint is an AI personal finance tool. It allows the users to review the transactions and monitor the spending. It helps track the net worth. This is actually an easy way of keeping tabs on all your money from one place. In addition, you can link your accounts from over 17,000 institutes, which makes it easy to see all the transactions.�

The best thing is that you can track the spending according to different categories. In addition, you can get a monthly report about expenses, so you can understand the money habits. Lastly, you can get a credit score to understand your financial standing.

Mint Review Summary
Performance Score
A+
Financial Monitoring Quality
Personalized and all-time
Interface
Intuitive
AI Technology
Machine learning algorithms
Purpose of Tool
Link the financial accounts to monitor finances and transactions automatically and get monthly reports
Compatibility
  • Web-based interface
  • Android and iOS smartphone apps
Pricing
Free to use

Who is Using Mint?

  • People who want to track their spending: They can see where their money is going each month. They can categorize their spending and get alerts if they are over budget.�
  • People who want to save money: They can identify areas where they can cut back on spending. It can also help them set and track savings goals.�
  • People who want to improve their credit score: They can access their credit score and reports so they can see what's affecting their credit and take steps to improve it.
Mint Key Features
Bill tracking
Automatic transaction updates
Due bill notifications
Multiple expense categories
Budgeting
Free credit score
Savings goals tracking
Investment tracking

Is Mint Free?

Yes, Mint is a free option because you can start reviewing our transactions on the apps for free. However, keep in mind that you have to register an account using your email address. 

Mint Pros & Cons

Pros
Link accounts from more than 17,000 institutes.
Track monthly spending according to different categories.
Monitor the credit and net worth automatically.
Intuitive design to track spending and budgeting.
Cons
You have to share your sensitive financial information.

FAQs

Will I lose any of my Mint data during the migration?

No, the migration process is designed to ensure that all your data, such as connected accounts and transaction history, remains intact.

Do I need to download a new app to access these features?

Yes, transitioning users will need to use the Credit Karma app to access the reimagined Mint tools.

Is my financial data secure on Credit Karma?

Yes, Credit Karma adheres to Intuit’s high-security standards, including encryption and regular security certifications.

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