Harriet AI is a financial platform that combines artificial intelligence with human expertise to deliver CFO-like services for startups, solopreneurs, and growing businesses. At its core, Harriet provides a smart dashboard that gives real-time visibility into your financial health—cash flow, subscriptions, expenses, and more. Beyond that, Harriet offers monthly or weekly bookkeeping services with a dedicated bookkeeper. These options let businesses automate their financial tracking while also accessing human support when it matters most.
| Harriet AI Review Summary | |
| Performance Score | A+ |
| Content/Output Quality | Financially Accurate & Real-Time |
| Interface | Clean, Finance-Focused UI |
| AI Technology |
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| Purpose of Tool | Provide automated financial insights + optional bookkeeping services |
| Compatibility | Web-Based (Mobile-Friendly) |
| Pricing | Free plan; Paid plans from $325/month |
Who is Best for Using Harriet AI?
- Startup Founders: Get clarity on runway, cash flow, and burn without hiring a CFO.
- Freelancers & Creators: Monitor income and expenses while staying tax-ready.
- Small Business Owners: Automate bookkeeping with AI and a dedicated bookkeeper.
- Agencies & Consultants: Track subscription tools, revenue, and operating costs easily.
- Finance-Savvy Teams: Augment in-house efforts with AI-generated financial oversight.
Harriet AI Key Features
| Real-Time Business Health Dashboard | AI-Powered Cash Flow Analysis | Expense Monitoring |
| Subscription Management | Dedicated Bookkeeper (Paid Plans) | Weekly or Monthly Reconciliations |
| No Long-Term Contracts | Forecasting Tools | Customizable Reports |
| Scales With Your Business |
Is Harriet AI Free?
Yes, Harriet offers a free plan packed with essential financial insights. Upgrades are available for full bookkeeping services.
Harriet AI Pricing Plans
- Starter Plan – Free: Business health dashboard, expense monitoring, cash flow insights, subscription management, no long-term commitment.
- Complete Plan – $325/month: Monthly bookkeeping, dedicated bookkeeper, all Starter features included.
- Growth Plan – $395/month (Most Popular): Weekly bookkeeping, dedicated bookkeeper, all Starter features included, best for fast-scaling businesses.
Harriet AI Pros & Cons
Pros
- Excellent free tools for financial clarity
- Combines AI dashboards with human bookkeepers
- Easy to use for non-finance professionals
- Flexible, no long-term contracts
- Weekly or monthly support for growing teams
Cons
- High price point for bookkeeping tiers
- No in-app payroll or tax filing (yet)
- U.S.-focused features may limit global use
- Limited third-party integrations at the moment
- No tiered pricing between Starter and Complete
FAQs
Is Harriet AI suitable for freelancers?
Yes, the free plan is ideal for freelancers needing clarity on income, cash flow, and expenses.
Do I get a real person with the paid plans?
Absolutely. Both the Complete and Growth plans include a dedicated human bookkeeper.
Can I cancel anytime?
Yes, all Harriet plans are month-to-month with no commitment required.
Does Harriet handle taxes?
Currently, Harriet focuses on financial tracking and bookkeeping. You’ll still need a CPA for filing.
Is Harriet AI available internationally?
While accessible globally, core features (like bookkeeping support) are best suited to U.S.-based users.
