Harriet AI is a financial platform that combines artificial intelligence with human expertise to deliver CFO-like services for startups, solopreneurs, and growing businesses. At its core, Harriet provides a smart dashboard that gives real-time visibility into your financial health�cash flow, subscriptions, expenses, and more. Beyond that, Harriet offers monthly or weekly bookkeeping services with a dedicated bookkeeper. These options let businesses automate their financial tracking while also accessing human support when it matters most.
Harriet AI Review Summary Performance Score
A+
Content/Output Quality
Financially Accurate & Real-Time
Interface
Clean, Finance-Focused UI
AI Technology
- Cash Flow Analysis
- AI Expense Categorization
- Subscription Forecasting
Purpose of Tool
Provide automated financial insights + optional bookkeeping services
Compatibility
Web-Based (Mobile-Friendly)
Pricing
Free plan; Paid plans from $325/month
Who is Best for Using Harriet AI?
- Startup Founders: Get clarity on runway, cash flow, and burn without hiring a CFO.
- Freelancers & Creators: Monitor income and expenses while staying tax-ready.
- Small Business Owners: Automate bookkeeping with AI and a dedicated bookkeeper.
- Agencies & Consultants: Track subscription tools, revenue, and operating costs easily.
- Finance-Savvy Teams: Augment in-house efforts with AI-generated financial oversight.
Real-Time Business Health Dashboard
AI-Powered Cash Flow Analysis
Expense Monitoring
Subscription Management
Dedicated Bookkeeper (Paid Plans)
Weekly or Monthly Reconciliations
No Long-Term Contracts
Forecasting Tools
Customizable Reports
Scales With Your Business
Is Harriet AI Free?
Yes, Harriet offers a free plan packed with essential financial insights. Upgrades are available for full bookkeeping services.
Harriet AI Pricing Plans
- Starter Plan � Free: Business health dashboard, expense monitoring, cash flow insights, subscription management, no long-term commitment.
- Complete Plan � $325/month: Monthly bookkeeping, dedicated bookkeeper, all Starter features included.
- Growth Plan � $395/month (Most Popular): Weekly bookkeeping, dedicated bookkeeper, all Starter features included, best for fast-scaling businesses.
Harriet AI Pros & Cons
Excellent free tools for financial clarity
Combines AI dashboards with human bookkeepers
Easy to use for non-finance professionals
Flexible, no long-term contracts
Weekly or monthly support for growing teams
High price point for bookkeeping tiers
No in-app payroll or tax filing (yet)
U.S.-focused features may limit global use
Limited third-party integrations at the moment
No tiered pricing between Starter and Complete
