Digitap AI is an advanced API-driven platform designed to enhance credit report analytics, customer onboarding, and financial risk assessments. It empowers banks, NBFCs, and fintechs with intelligent APIs for evaluating creditworthiness using traditional and alternate data sources.
The platform covers everything from bank statement analysis and telecom data evaluation to social media scoring and KYC verification. Its goal is to automate manual processes, accelerate decision-making, and reduce fraud risks, all while keeping integration fast and lightweight. Digitap�s solutions help businesses gain deeper customer insights, optimize onboarding workflows, and maintain high regulatory compliance standards. Whether you�re scaling lending operations or improving customer verification, Digitap makes complex data simple and actionable.
Digitap AI Review Summary Performance Score
A
Content/Output Quality
High-Precision & Reliable
Interface
Developer-Friendly APIs
AI Technology
- Machine Learning Analytics
- Alternate Data Scoring
- KYC Verification
- Telecom & Ecom Data Aggregation
Purpose of Tool
Credit analytics, customer onboarding, and alternate data-driven decision-making for BFSI and fintechs
Compatibility
Web-Based APIs
Pricing
Custom Plans (Quote-Based)
Who is Best for Using Digitap AI?
- Digital lenders: Seeking real-time credit assessment tools combining both bureau and alternate data for faster loan decision-making processes.
- Banks: Optimizing KYC, onboarding, and risk scoring workflows through fast, scalable API integrations without heavy in-house tech investments.
- Fintech startups: Building smarter underwriting models based on richer data signals like telecom usage, social activity, and transaction patterns.
- Insurance companies: Using Digitap APIs for customer verification, fraud risk reduction, and deeper behavioral profiling during policy issuance.
- BNPL (Buy Now Pay Later) providers: Looking for low-friction, fast, and accurate creditworthiness evaluation to expand responsibly across markets.
Credit Report Analytics API
Bank Statement Analyzer API
Alternate Data Risk Scoring
KYC and Document Verification API
Telecom & Device Data Analysis
Expense Manager SDK
Employment and Income Verification
Fraud Detection and Prevention
Real-Time Risk Assessment Dashboards
Is Digitap AI Free?
Digitap AI does not offer a free version. Pricing is based on custom quotes depending on product usage, data needs, and monthly volumes.
Plans Include:
- Access to APIs based on module selection
- Pricing scales with API usage volume
- Dedicated onboarding support
- SLA-backed performance guarantees
- Enterprise-level customization available
Digitap AI Pros & Cons
End-to-end APIs for onboarding and credit scoring
Real-time analytics from diverse alternate data sources
Scalable across fintechs, NBFCs, and banks
Customizable pricing based on business size and needs
Focused on speed, accuracy, and compliance
No open pricing; requires contacting sales
Complex integration if lacking developer resources
Limited documentation samples publicly available
Focused mainly on India�s financial ecosystem
No direct consumer-facing tools; B2B only
