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Albert

(4.3)

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Platform:

Mobile

Best for:

The All-in-One Money App for Smarter Budgeting

Free Trial:

Not Available

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AIChief Verdict
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AIChief Rating

(4.3)

Visit Albert

Albert is a sleek, intelligent money management app designed to handle all aspects of your financial life in one place—budgeting, saving, spending, investing, and protecting your identity. It combines automation with personalized advice from real finance experts, making it perfect for anyone looking to take control of their money with minimal effort.With its modern UI, smart tracking features, and comprehensive security tools, Albert offers a holistic solution for managing both everyday finances and long-term goals. Whether you're saving for a vacation or monitoring for identity theft, Albert has you covered.

Features

(4.3)

Accessibility

(4.1)

Compatibility

(4.2)

User Friendliness

(4.4)

Updated October 21, 2025

Albert is a feature-rich financial app that empowers users to budget smartly, save automatically, invest easily, and protect their financial identity. It connects to your accounts, categorizes transactions, and even finds ways to save money without you lifting a finger. Albert also includes access to real human experts who provide personalized financial advice. With its partner banks, Albert offers banking services, including early direct deposits and fee-free ATMs.

AI Review Summary

Albert Review Summary
Performance Score
A
Design Quality
Clean, modern interface, well-optimized for mobile use
Interface
Intuitive dashboard with smart insights and alerts
Technology
Automated savings, budgeting AI, real-time fraud monitoring
Purpose
All-in-one personal finance management
Compatibility
iOS and Android mobile apps
Pricing
Free 30-day trial, then plans from $11.99/mo to $29.99/mo

Who is Albert Best For?

  • Young Professionals: Ideal for those looking to build better financial habits.
  • Budget-Conscious Users: Helps track spending and avoid overdrafts.
  • Aspiring Investors: A great starting point for those new to investing.
  • Busy Individuals: Automation makes managing money effortless.
  • Security-Focused Users: Strong privacy and fraud protection features.
Key Features of Albert
Smart Budgeting & Categorization
Automated Savings
Investing Made Simple
Banking Services
Identity Protection
Expert Financial Advice

Pricing

Albert offers a free 30-day trial. After that, plans start from $11.99/month to $29.99/month, with access to additional premium features based on your plan.

Pros and Cons of Albert

Pros
All-in-one finance app for budgeting, saving, and investing
Access to real financial advisors
Automated micro-savings and investment options
Strong identity theft protection features
Seamless and intuitive mobile interface
Cons
Some features locked behind paid plans
Not a full-service bank (services provided via partners)
Investment products not FDIC-insured

FAQs

Is Albert a bank?

No. Banking services are provided by partner banks such as Sutton Bank and Wells Fargo.

Is the savings account FDIC insured?

Yes. Funds are held at FDIC-insured partner banks, eligible for up to $250,000 in insurance.

Does Albert do credit checks?

No credit check is required for cash advances or opening an account.

How does investing work with Albert?

You can invest in individual stocks, ETFs, or let Albert manage a portfolio on your behalf.

Is my data safe?

Yes. Albert uses encryption and advanced monitoring to secure your information.

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