Albert is a feature-rich financial app that empowers users to budget smartly, save automatically, invest easily, and protect their financial identity. It connects to your accounts, categorizes transactions, and even finds ways to save money without you lifting a finger. Albert also includes access to real human experts who provide personalized financial advice. With its partner banks, Albert offers banking services, including early direct deposits and fee-free ATMs.
AI Review Summary
| Albert Review Summary | |
| Performance Score | A |
| Design Quality | Clean, modern interface, well-optimized for mobile use |
| Interface | Intuitive dashboard with smart insights and alerts |
| Technology | Automated savings, budgeting AI, real-time fraud monitoring |
| Purpose | All-in-one personal finance management |
| Compatibility | iOS and Android mobile apps |
| Pricing | Free 30-day trial, then plans from $11.99/mo to $29.99/mo |
Who is Albert Best For?
- Young Professionals: Ideal for those looking to build better financial habits.
- Budget-Conscious Users: Helps track spending and avoid overdrafts.
- Aspiring Investors: A great starting point for those new to investing.
- Busy Individuals: Automation makes managing money effortless.
- Security-Focused Users: Strong privacy and fraud protection features.
Key Features of Albert
| Smart Budgeting & Categorization | Automated Savings | Investing Made Simple |
| Banking Services | Identity Protection | Expert Financial Advice |
Pricing
Albert offers a free 30-day trial. After that, plans start from $11.99/month to $29.99/month, with access to additional premium features based on your plan.
Pros and Cons of Albert
Pros
- All-in-one finance app for budgeting, saving, and investing
- Access to real financial advisors
- Automated micro-savings and investment options
- Strong identity theft protection features
- Seamless and intuitive mobile interface
Cons
- Some features locked behind paid plans
- Not a full-service bank (services provided via partners)
- Investment products not FDIC-insured
FAQs
Is Albert a bank?
No. Banking services are provided by partner banks such as Sutton Bank and Wells Fargo.
Is the savings account FDIC insured?
Yes. Funds are held at FDIC-insured partner banks, eligible for up to $250,000 in insurance.
Does Albert do credit checks?
No credit check is required for cash advances or opening an account.
How does investing work with Albert?
You can invest in individual stocks, ETFs, or let Albert manage a portfolio on your behalf.
Is my data safe?
Yes. Albert uses encryption and advanced monitoring to secure your information.
