Accountable is a comprehensive financial management platform designed specifically for self-employed individuals and freelancers in Germany. It combines invoicing, expense tracking, tax filing, and banking into a single, user-friendly application. Users can create and send compliant e-invoices, automatically track expenses through bank integration, and file various tax returns directly to the Finanzamt. The platform’s AI Tax Advisor offers personalized guidance, ensuring users stay compliant with German tax laws. Additionally, Accountable provides a free business bank account with features like automated tax savings and real-time notifications. By centralizing financial tasks, Accountable simplifies the complexities of self-employment, allowing users to focus on their core business activities.
| Accountable Review Summary | |
| Performance Score | A |
| Content/Output Quality | Accurate tax filings, compliant invoicing, and real-time expense tracking |
| Interface | Intuitive, user-friendly, mobile, and web access |
| Use Case | Financial management for self-employed professionals in Germany |
| Integrations | German bank accounts, PEPPOL, ELSTER |
| Unique Selling Point | AI Tax Advisor with personalized, real-time assistance |
Who is Using Accountable?
- Freelancers: Manage invoicing, expenses, and tax filings efficiently without the need for a traditional accountant.
- Small Business Owners: Streamline financial operations with integrated banking, automated tax savings, and real-time insights.
- Consultants: Ensure compliance with German tax laws through personalized AI guidance and comprehensive financial tools.
- Creative Professionals: Simplify financial management tasks, allowing more time to focus on creative endeavors.
- Remote Workers: Access financial tools on the go with mobile and web applications, ensuring seamless financial oversight.
Accountable Key Features
| AI-powered tax advisor providing personalized assistance | Automated expense tracking through bank integration | Compliant e-invoicing with PEPPOL and GoBD standards |
| Direct tax filing to the Finanzamt, including VAT and income tax | Free business bank account with automated tax savings | Real-time financial insights and notifications |
| Mobile and web application access | Secure data handling with German hosting | Dedicated customer support and tax coaching |
Is Accountable Free?
Accountable offers a free plan with limited features. Paid Plans:
Accountable Pricing Plans
- Free Plan: €0/month – Unlimited e-invoicing, Scan or upload up to 5 receipts/invoices per month, Connect one bank account, Access to mobile app on iOS and Android, Free business account with German IBAN and virtual Debit Mastercard, Automated tax savings, Starter Pack with up to €100 discount and group coaching for new self-employed individuals.
- GROW Plan: €15.50/month (annual billing) or €18.50/month (monthly billing) – All Free Plan features, Unlimited receipt scanning and invoice imports, Connect up to 5 bank accounts and PayPal, Full web and mobile app access, Prepare all tax returns and yearly closing, AI Tax Advisor with 50 questions per month, Tax Guarantee up to €500.
- GROW MAX Plan: €22.50/month (annual billing) or €33.50/month (monthly billing) – All GROW Plan features, Connect up to 10 bank accounts and PayPal, Extended Tax Guarantee, Personal Tax Coach access.
- PRO Plan: €22.50/month (annual billing) or €33.50/month (monthly billing) – Unlimited use of all Accountable features, Edit everything on laptop via web version, Higher tax guarantee and personal support.
- PRO MAX Plan: €34.50/month (annual billing) or €45.00/month (monthly billing) – All PRO Plan features, 2% bonus on all invoices, Highest tax guarantee and dedicated support.
FAQs
Is Accountable suitable for non-German speakers?
Yes, Accountable offers its platform in English, making it accessible for non-German speakers operating in Germany.
Can I use Accountable if I’m just starting my self-employment?
Absolutely, Accountable provides a Starter Pack with discounts and coaching to support new self-employed individuals.
Does Accountable replace the need for a tax advisor?
While Accountable offers comprehensive tools and AI assistance, complex tax situations may still benefit from professional tax advice.
